89R12996 SCR-F     By: LaHood H.B. No. 4178       A BILL TO BE ENTITLED   AN ACT   relating to the minimum motor vehicle liability insurance coverage   requirement for bodily injury or death or for damage to or   destruction of property of others.          BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:          SECTION 1.  Section 601.072(a-1), Transportation Code, is   amended to read as follows:          (a-1)  Effective January 1, 2026 [2011], the minimum amounts   of motor vehicle liability insurance coverage required to establish   financial responsibility under this chapter are:                (1)  $50,000 [$30,000] for bodily injury to or death of   one person in one collision;                (2)  $100,000 [$60,000] for bodily injury to or death   of two or more persons in one collision, subject to the amount   provided by Subdivision (1) for bodily injury to or death of one of   the persons; and                (3)  $40,000 [$25,000] for damage to or destruction of   property of others in one collision.          SECTION 2.  Section 601.072(a-1), Transportation Code, as   amended by this Act, applies only to establishment of financial   responsibility under Chapter 601, Transportation Code, with an   insurance policy delivered, issued for delivery, or renewed on or   after January 1, 2026.  Establishment of financial responsibility   with an insurance policy delivered, issued for delivery, or renewed   before January 1, 2026, is governed by the law as it existed   immediately before the effective date of this Act, and that law is   continued in effect for that purpose.          SECTION 3.  This Act takes effect September 1, 2025.