S.B. No. 1381         AN ACT   relating to photo identification for certain debit or credit card   transactions.          BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:          SECTION 1.  Subtitle A, Title 11, Business & Commerce Code,   is amended by adding Chapter 508 to read as follows:   CHAPTER 508. REQUIRING VERIFICATION OF IDENTITY FOR CERTAIN CARD   TRANSACTIONS          Sec. 508.001.  DEFINITIONS.  In this chapter:                (1)  "Cardholder" means the person named on the face of   a credit card or debit card to whom or for whose benefit the credit   card or debit card is issued.                (2)  "Credit card" means a card or device issued under   an agreement by which the issuer gives to a cardholder the right to   obtain credit from the issuer or another person.                (3)  "Debit card" means a card, device, or other means   of access to an individual's account at a financial institution   that the individual may use to initiate electronic fund transfers.                (4)  "Merchant" means a person in the business of   selling goods or services.                (5)  "Mobile wallet" means a device that uses an   encrypted digital token to authenticate a cardholder's identity and   account information.                (6)  "Photo identification" means a card or other   document that:                      (A)  is issued by a governmental entity to   identify an individual; and                      (B)  displays a photograph of the individual   identified on the card or other document.          Sec. 508.002.  REQUIRING PHOTO IDENTIFICATION FOR CREDIT OR   DEBIT CARD TRANSACTION.  (a)  A merchant, in a point of sale   transaction, may require the individual using the credit card or   debit card to provide photo identification verifying the   individual's identity as the cardholder.          (b)  A merchant may choose to not accept the card for payment   if the individual fails to provide photo identification verifying   the individual's identity as the cardholder.          (c)  This section does not apply to transactions conducted   with a mobile wallet.          Sec. 508.003.  EXPIRATION.  This chapter expires September   1, 2023.          SECTION 2.  This Act takes effect January 1, 2018.             ______________________________ ______________________________      President of the Senate Speaker of the House                 I hereby certify that S.B. No. 1381 passed the Senate on   April 19, 2017, by the following vote: Yeas 30, Nays 1; and that   the Senate concurred in House amendment on May 26, 2017, by the   following vote: Yeas 30, Nays 1.       ______________________________   Secretary of the Senate                I hereby certify that S.B. No. 1381 passed the House, with   amendment, on May 19, 2017, by the following vote: Yeas 144,   Nays 0, two present not voting.       ______________________________   Chief Clerk of the House            Approved:     ______________________________                Date       ______________________________              Governor