85R4229 SCL-F     By: Muñoz, Jr. H.B. No. 1030       A BILL TO BE ENTITLED   AN ACT   relating to named driver insurance policies and certain related   exclusions.          BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:          SECTION 1.  Chapter 1952, Insurance Code, is amended by   adding Subchapter H to read as follows:   SUBCHAPTER H. NAMED DRIVER POLICIES          Sec. 1952.351.  DEFINITIONS. In this subchapter:                (1)  "Household" means a unit composed of persons   living together in the same dwelling, without regard to whether   they are related to each other. The term includes a unit composed   of persons living together in:                      (A)  a home or mobile home;                      (B)  a duplex unit, apartment unit, or condominium   unit; or                      (C)  any dwelling unit in a multiunit residential   structure.                (2)  "Named driver exclusion" means a provision or   endorsement of an automobile insurance policy that excludes   specified drivers from coverage under the policy.                (3)  "Named driver policy" means an automobile   insurance policy that provides any type of coverage for individuals   named on the policy but that does not provide coverage for every   individual residing in a named insured's household.                (4)  "Operator's policy" means an automobile insurance   policy that, in accordance with Section 601.077, Transportation   Code, provides coverage for the named insured when operating an   automobile the insured does not own.          Sec. 1952.352.  APPLICABILITY. This subchapter applies to   an insurer writing automobile insurance in this state, including an   insurance company, corporation, reciprocal or interinsurance   exchange, mutual insurance company, capital stock company,   association, county mutual insurance company, Lloyd's plan, and any   other insurer.          Sec. 1952.353.  NAMED DRIVER POLICIES PROHIBITED. (a) An   insurer may not deliver, issue for delivery, or renew a named driver   policy unless the named driver policy is an operator's policy.          (b)  An insurer may use a named driver exclusion if the   exclusion specifically names each excluded driver and does not   exclude a class of drivers and the named insured accepts the   exclusion in writing.          SECTION 2.  Section 912.152(a), Insurance Code, is amended   to read as follows:          (a)  A county mutual insurance company is subject to:                (1)  Sections 1952.051-1952.055;                (2)  Subchapter H, Chapter 1952;                (3) [(2)]  Subchapter B, Chapter 2002;                (4) [(3)]  Chapter 2301; and                (5) [(4)]  Articles 5.06 and 5.35.          SECTION 3.  Section 601.081(b), Transportation Code, is   amended to read as follows:          (b)  A standard proof of motor vehicle liability insurance   form prescribed by the Texas Department of Insurance must include:                (1)  the name of the insurer;                (2)  the insurance policy number;                (3)  the policy period;                (4)  the name and address of each insured;                (5)  the policy limits or a statement that the coverage   of the policy complies with the minimum amounts of motor vehicle   liability insurance required by this chapter; and                (6)  the make and model of each covered vehicle[; and                [(7)     for a named driver policy, the required   disclosure under Section 1952.0545, Insurance Code].          SECTION 4.  Section 1952.0545, Insurance Code, and Section   601.081(a), Transportation Code, are repealed.          SECTION 5.  The change in law made by this Act applies only   to an insurance policy that is delivered, issued for delivery, or   renewed on or after January 1, 2018. A policy delivered, issued for   delivery, or renewed before January 1, 2018, is governed by the law   as it existed immediately before the effective date of this Act, and   that law is continued in effect for that purpose.          SECTION 6.  This Act takes effect September 1, 2017.