89R10509 SCL-D     By: Oliverson H.B. No. 4556       A BILL TO BE ENTITLED   AN ACT   relating to automobile insurance rating plan consequences for   traffic violation charges or convictions.          BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:          SECTION 1.  Section 1953.051(a), Insurance Code, is amended   to read as follows:          (a)  A rating plan regarding the writing of automobile   insurance [, other than insurance written under Chapter 2151,] may   [not]:                (1)  assign a rate consequence to a charge or   conviction for a violation of Subtitle C, Title 7, Transportation   Code; or                (2)  otherwise cause premiums for automobile insurance   to be increased because of a charge or conviction described by   Subdivision (1).          SECTION 2.  Section 1953.051, Insurance Code, as amended by   this Act, applies only to an insurance policy delivered, issued for   delivery, or renewed on or after January 1, 2026. A policy   delivered, issued for delivery, or renewed before January 1, 2026,   is governed by the law as it existed immediately before the   effective date of this Act, and that law is continued in effect for   that purpose.          SECTION 3.  This Act takes effect September 1, 2025.